Insurance isn’t just about protecting assets — it’s about protecting your life, your health, your loved ones, and your future. Whether you’re an individual planning for your family’s security or a business owner looking to safeguard your operations, SM Insurance is your trusted partner for all your protection and investment needs.

With over 40 years of experience, SM Insurance has been delivering comprehensive coverage and financial planning services since 1984. From personal insurance to corporate protection, we make sure every area of your life and business is covered.

Personal Insurance Protecting What Matters Most

Whether it's your health, your family’s future, or your vehicle, we provide insurance plans that give you complete peace of mind.

Life Insurance

Secure your family's financial future with policies that ensure stability in the face of uncertainty.

Health Insurance

We offer coverage that protects you and your loved ones against unexpected medical expenses. Our plans cover everything from hospitalization to critical illness.

Car/Vehicle Insurance

Protect your vehicle against accidents, theft, and damage with our comprehensive motor insurance services.

LIC Policy Services

As trusted LIC policy advisors, we help you select the right plans that offer both protection and savings. Be it term plans, endowment policies, or pension plans — we help you choose wisely.

Business Insurance Secure Your Enterprise

Businesses face a variety of risks operational, financial, legal, and more. Our business insurance solutions are designed to protect what you’ve built.

Business Asset Protection

Safeguard your physical assets like buildings, machinery, and inventory from natural disasters, theft, or accidents.

Employee Insurance Plans

Offer your team health, life, or accident cover — helping you attract and retain talent while fulfilling legal and moral responsibilities.

Liability Insurance

Protect your company from claims related to third-party damage, legal issues, or customer disputes.

Custom Corporate Packages

Every business is different. That’s why we offer tailored insurance bundles based on your industry and business size.