In a world filled with complex insurance policies, confusing jargon, and overwhelming choices, SM Insurance stands as a beacon of clarity and trust. Since 1984, we’ve helped thousands of individuals and businesses understand, choose, and manage their insurance with confidence and ease.

A Legacy of Trust and Experience

In the world of insurance, experience matters. Over the past 40+ years, SM Insurance has weathered economic shifts, adapted to industry changes, and embraced digital transformation — all while maintaining its core values of integrity and customer-first service. Clients who started with us in the 1980s still rely on us today, and generations of families continue to trust us with their financial security.

Whether you're a salaried professional, a growing family, a small business owner, or a corporate decision-maker, SM Insurance ensures that the process is smooth, transparent, and tailored to your needs.

Understanding the Needs of Individuals

We know that individual insurance is personal. It’s about protecting your life, your health, your family, and your future. That’s why we don’t just sell policies — we help you make informed decisions.

Life Insurance Made Easy

We explain complex life insurance options like term plans, endowment, and LIC policies in simple terms. Our experts guide you step-by-step to choose the plan that fits your goals and budget.

Health Insurance Without the Hassle

No more confusion over inclusions and exclusions. We help you select a plan that gives you maximum coverage with minimum stress — including cashless hospitalization and critical illness options.

Vehicle Insurance, Simplified

Need to renew or buy motor insurance? We provide instant quotes, quick documentation, and transparent support — for both two-wheelers and four-wheelers.

LIC & Savings Plans

We also help individuals choose smart LIC policies and savings-linked insurance plans that grow your money while keeping your family protected.

Catering to Corporate Clients with Care

At SM Insurance, we understand that business insurance needs are different — more complex, more strategic, and more demanding. That’s why we offer customized insurance and investment solutions for businesses of all sizes.

Group Health & Life Insurance for Employees

We assist companies in setting up group insurance schemes that protect employees and their families, boosting morale and loyalty.

Business Risk Coverage

From property insurance to liability cover, fire and theft protection to machinery insurance — we assess your risks and build a protection plan around them.

Simplified Documentation & Renewal Processes

No need to chase agents or deal with endless paperwork. We offer smooth onboarding, regular policy reviews, and on-time renewals for all your corporate insurance needs.