Choosing the right insurance can feel overwhelming. With so many options available, how do you know which policy is right for you? At SM Insurance, we make it easy to choose the coverage you need — whether it’s for your vehicle, your health, or your life. Backed by over 40 years of experience, our mission is simple:

To protect what matters most to you, with clarity, care, and confidence.

Car Insurance Drive Protected, Drive Confident

Your vehicle isn’t just a mode of transport — it’s a valuable asset. Accidents, theft, or damage can happen anytime, and the right motor insurance gives you peace of mind.

At SM Insurance, we offer:

• Comprehensive Insurance Covers both own damage and third-party liabilities
• Third-Party Liability Insurance – As required by law
• Quick Renewals & Paperless Process
• Add-ons like zero depreciation, roadside assistance, and engine protection

Our expert advisors will help you select the right plan based on your car’s age, usage, and value — with no hidden conditions or confusing terms.

Health Insurance – Because Health is Wealth

Medical costs are rising every year. A sudden health emergency can drain your savings and add emotional stress. That’s why health insurance is no longer optional — it’s essential.

We help you find the perfect plan with:

• Coverage for Hospitalization, Surgeries & Critical Illnesses
• Cashless Treatment at Network Hospitals
• Family Floater Plans for spouse, children, and parents
• Individual & Senior Citizen Health Plans
• Corona and Pandemic-Specific Plans

SM Insurance simplifies your options, explains what’s covered and what’s not, and supports you throughout the claim process. Our goal is to protect your finances while you focus on recovery.

Life Insurance – Secure Your Family’s Future

No one can predict life’s uncertainties. But with the right life insurance, you can make sure your loved ones are financially protected even in your absence.

We offer:

• Term Insurance High coverage at low premiums
• LIC Plans Trusted and government-backed life insurance policies
• Endowment & Savings Plans – Combine insurance with guaranteed returns
• Child Plans & Retirement Plans

Whether you’re looking to protect your family, plan your retirement, or save for your child’s future, SM Insurance offers personalized advice that matches your goals.